What if you'd held USB?
A $1,000 investment in U.S. Bancorp (USB) at the month-end close of 1973-05 would be worth $450,000 at the close of 2026-08 — +44900.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $73,444.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1973
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1973 | $1,000 | — |
| 1974 | $903 | -9.7% |
| 1975 | $1,071 | +18.6% |
| 1976 | $1,554 | +45.1% |
| 1977 | $1,696 | +9.1% |
| 1978 | $1,509 | -11.0% |
| 1979 | $1,628 | +7.9% |
| 1980 | $1,532 | -5.9% |
| 1981 | $1,742 | +13.7% |
| 1982 | $2,338 | +34.2% |
| 1983 | $2,902 | +24.1% |
| 1984 | $3,450 | +18.9% |
| 1985 | $4,789 | +38.8% |
| 1986 | $4,515 | -5.7% |
| 1987 | $4,934 | +9.3% |
| 1988 | $4,870 | -1.3% |
| 1989 | $5,793 | +19.0% |
| 1990 | $4,644 | -19.8% |
| 1991 | $7,245 | +56.0% |
| 1992 | $10,772 | +48.7% |
| 1993 | $10,814 | +0.4% |
| 1994 | $11,660 | +7.8% |
| 1995 | $19,707 | +69.0% |
| 1996 | $31,196 | +58.3% |
| 1997 | $59,450 | +90.6% |
| 1998 | $97,767 | +64.5% |
| 1999 | $67,901 | -30.5% |
| 2000 | $76,899 | +13.3% |
| 2001 | $71,658 | -6.8% |
| 2002 | $75,398 | +5.2% |
| 2003 | $109,539 | +45.3% |
| 2004 | $121,050 | +10.5% |
| 2005 | $120,489 | -0.5% |
| 2006 | $152,209 | +26.3% |
| 2007 | $140,156 | -7.9% |
| 2008 | $116,881 | -16.6% |
| 2009 | $106,289 | -9.1% |
| 2010 | $128,397 | +20.8% |
| 2011 | $131,320 | +2.3% |
| 2012 | $158,860 | +21.0% |
| 2013 | $205,859 | +29.6% |
| 2014 | $234,205 | +13.8% |
| 2015 | $227,611 | -2.8% |
| 2016 | $280,904 | +23.4% |
| 2017 | $299,478 | +6.6% |
| 2018 | $262,460 | -12.4% |
| 2019 | $350,705 | +33.6% |
| 2020 | $288,088 | -17.9% |
| 2021 | $358,158 | +24.3% |
| 2022 | $289,643 | -19.1% |
| 2023 | $303,518 | +4.8% |
| 2024 | $350,942 | +15.6% |
| 2025 | $408,794 | +16.5% |
| 2026 | $490,398 | +20.0% |
Best and worst month-end to buy
The best single month-end close to have bought USB was 1974-08 ($0.10): $1,000 then is $623,214 today. The worst was 2026-07 ($63.01): $1,000 then is $997.
FAQ
What would $1,000 in USB be worth today?
A $1,000 investment in U.S. Bancorp (USB) at the start of 1973 would be worth about $450,000 today, a total return of +44900.0%. Dividends are reinvested in these figures.
What were the best and worst years for USB?
U.S. Bancorp (USB)'s strongest calendar year since 1973 was 1997, a +90.6% return — $1,000 held through that year became about $1,906 by year-end. Its weakest year was 1999, at -30.5%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in USB have grown?
Investing $100 at the end of every month since 1973-05 would have grown to about $5.82M on $64,000 invested.
Did USB beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $73,444. USB beat the S&P 500 by +512.7% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
U.S. Bancorp (USB) historical total-return data from 1973-05 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.