What if you'd held UFCS?
A $1,000 investment in United Fire Group, Inc (UFCS) at the month-end close of 1980-03 would be worth $71,823 at the close of 2026-08 — +7082.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $75,502.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1980
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1980 | $1,000 | — |
| 1981 | $1,203 | +20.3% |
| 1982 | $1,345 | +11.8% |
| 1983 | $1,355 | +0.7% |
| 1984 | $699 | -48.4% |
| 1985 | $1,376 | +96.9% |
| 1986 | $2,110 | +53.4% |
| 1987 | $1,718 | -18.6% |
| 1988 | $2,097 | +22.1% |
| 1989 | $2,346 | +11.9% |
| 1990 | $2,510 | +7.0% |
| 1991 | $3,298 | +31.4% |
| 1992 | $4,652 | +41.1% |
| 1993 | $4,461 | -4.1% |
| 1994 | $4,883 | +9.4% |
| 1995 | $7,610 | +55.9% |
| 1996 | $9,750 | +28.1% |
| 1997 | $12,440 | +27.6% |
| 1998 | $9,625 | -22.6% |
| 1999 | $6,618 | -31.2% |
| 2000 | $6,002 | -9.3% |
| 2001 | $8,937 | +48.9% |
| 2002 | $10,679 | +19.5% |
| 2003 | $13,171 | +23.3% |
| 2004 | $22,418 | +70.2% |
| 2005 | $27,237 | +21.5% |
| 2006 | $24,107 | -11.5% |
| 2007 | $20,208 | -16.2% |
| 2008 | $22,018 | +9.0% |
| 2009 | $13,351 | -39.4% |
| 2010 | $16,840 | +26.1% |
| 2011 | $15,712 | -6.7% |
| 2012 | $17,485 | +11.3% |
| 2013 | $23,520 | +34.5% |
| 2014 | $25,070 | +6.6% |
| 2015 | $33,168 | +32.3% |
| 2016 | $43,544 | +31.3% |
| 2017 | $41,380 | -5.0% |
| 2018 | $54,234 | +31.1% |
| 2019 | $44,000 | -18.9% |
| 2020 | $26,269 | -40.3% |
| 2021 | $24,820 | -5.5% |
| 2022 | $29,904 | +20.5% |
| 2023 | $22,638 | -24.3% |
| 2024 | $32,897 | +45.3% |
| 2025 | $42,923 | +30.5% |
| 2026 | $62,622 | +45.9% |
Best and worst month-end to buy
The best single month-end close to have bought UFCS was 1984-11 ($0.52): $1,000 then is $101,911 today. The worst was 2026-08 ($52.79): $1,000 then is $1,000.
FAQ
What would $1,000 in UFCS be worth today?
A $1,000 investment in United Fire Group, Inc (UFCS) at the start of 1980 would be worth about $71,823 today, a total return of +7082.3%. Dividends are reinvested in these figures.
What were the best and worst years for UFCS?
United Fire Group, Inc (UFCS)'s strongest calendar year since 1980 was 1985, a +96.9% return — $1,000 held through that year became about $1,969 by year-end. Its weakest year was 1984, at -48.4%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in UFCS have grown?
Investing $100 at the end of every month since 1980-03 would have grown to about $820,275 on $55,800 invested.
Did UFCS beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $75,502. UFCS trailed the S&P 500 by +4.9% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
United Fire Group, Inc (UFCS) historical total-return data from 1980-03 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.