Wall Street RegretsThe regret calculator.

What if you'd held TWO?

A $1,000 investment in Two Harbors Investment Corp (TWO) at the month-end close of 2009-10 would be worth $1,687 at the close of 2026-08 — +68.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $7,439.

$1,000 since 2009$1,687Total return+68.7%Multiple1.7×CAGR+3.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,687Gain+$687 (+68.7%)Multiple1.7×CAGR+3.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2009$1,6872010$1,6232011$1,3852012$1,2512013$8932014$8872015$7422016$8242017$6862018$5422019$6042020$4692021$9812022$9812023$1,2792024$1,2502025$1,2842026$1,252

    Every year, $1,000 from 2009

    YearValue of $1,000Year return
    2009$1,000
    2010$1,172+17.2%
    2011$1,297+10.7%
    2012$1,818+40.1%
    2013$1,830+0.7%
    2014$2,186+19.5%
    2015$1,969-10.0%
    2016$2,368+20.2%
    2017$2,996+26.5%
    2018$2,686-10.3%
    2019$3,459+28.8%
    2020$1,654-52.2%
    2021$1,6540.0%
    2022$1,269-23.3%
    2023$1,299+2.3%
    2024$1,264-2.7%
    2025$1,296+2.6%
    2026$1,623+25.2%

    Best and worst month-end to buy

    The best single month-end close to have bought TWO was 2009-11 ($6.65): $1,000 then is $1,806 today. The worst was 2020-01 ($26.72): $1,000 then is $449.

    FAQ

    What would $1,000 in TWO be worth today?

    A $1,000 investment in Two Harbors Investment Corp (TWO) at the start of 2009 would be worth about $1,687 today, a total return of +68.7%. Dividends are reinvested in these figures.

    What were the best and worst years for TWO?

    Two Harbors Investment Corp (TWO)'s strongest calendar year since 2009 was 2012, a +40.1% return — $1,000 held through that year became about $1,401 by year-end. Its weakest year was 2020, at -52.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in TWO have grown?

    Investing $100 at the end of every month since 2009-10 would have grown to about $20,280 on $20,300 invested.

    Did TWO beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $7,439. TWO trailed the S&P 500 by +77.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Two Harbors Investment Corp (TWO) historical total-return data from 2009-10 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.