Wall Street RegretsThe regret calculator.

What if you'd held SR?

A $1,000 investment in Spire Inc. (SR) at the month-end close of 1973-02 would be worth $107,629 at the close of 2026-08 — +10662.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $69,018.

$1,000 since 1973$107,629Total return+10662.9%Multiple107.6×CAGR+9.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$107,629Gain+$106,629 (+10662.9%)Multiple107.6×CAGR+9.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$11,8452001$10,2832002$9,5142003$8,8802004$7,1572005$6,2632006$6,3872007$5,1032008$4,9852009$3,5122010$4,6552011$4,1042012$3,5532013$3,5732014$2,9142015$2,4042016$2,0772017$1,8542018$1,5472019$1,5212020$1,3132021$1,6452022$1,5542023$1,4152024$1,4932025$1,3092026$1,030

    Every year, $1,000 from 1973

    YearValue of $1,000Year return
    1973$1,000
    1974$697-30.3%
    1975$986+41.4%
    1976$1,141+15.8%
    1977$1,133-0.7%
    1978$1,020-10.0%
    1979$1,099+7.7%
    1980$1,331+21.1%
    1981$1,127-15.3%
    1982$1,416+25.6%
    1983$1,768+24.8%
    1984$2,705+53.0%
    1985$3,366+24.4%
    1986$4,113+22.2%
    1987$3,436-16.5%
    1988$4,006+16.6%
    1989$4,739+18.3%
    1990$4,535-4.3%
    1991$5,669+25.0%
    1992$6,991+23.3%
    1993$8,644+23.6%
    1994$7,634-11.7%
    1995$8,688+13.8%
    1996$10,425+20.0%
    1997$12,819+23.0%
    1998$12,903+0.6%
    1999$11,069-14.2%
    2000$12,750+15.2%
    2001$13,782+8.1%
    2002$14,765+7.1%
    2003$18,319+24.1%
    2004$20,936+14.3%
    2005$20,527-1.9%
    2006$25,694+25.2%
    2007$26,303+2.4%
    2008$37,331+41.9%
    2009$28,166-24.6%
    2010$31,945+13.4%
    2011$36,907+15.5%
    2012$36,700-0.6%
    2013$44,998+22.6%
    2014$54,542+21.2%
    2015$63,121+15.7%
    2016$70,703+12.0%
    2017$84,757+19.9%
    2018$86,231+1.7%
    2019$99,868+15.8%
    2020$79,719-20.2%
    2021$84,391+5.9%
    2022$92,673+9.8%
    2023$87,797-5.3%
    2024$100,198+14.1%
    2025$127,328+27.1%
    2026$131,115+3.0%

    Best and worst month-end to buy

    The best single month-end close to have bought SR was 1974-12 ($0.44): $1,000 then is $188,108 today. The worst was 2026-04 ($90.24): $1,000 then is $926.

    FAQ

    What would $1,000 in SR be worth today?

    A $1,000 investment in Spire Inc. (SR) at the start of 1973 would be worth about $107,629 today, a total return of +10662.9%. Dividends are reinvested in these figures.

    What were the best and worst years for SR?

    Spire Inc. (SR)'s strongest calendar year since 1973 was 1984, a +53.0% return — $1,000 held through that year became about $1,530 by year-end. Its weakest year was 1974, at -30.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in SR have grown?

    Investing $100 at the end of every month since 1973-02 would have grown to about $2.19M on $64,300 invested.

    Did SR beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $69,018. SR beat the S&P 500 by +55.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Spire Inc. (SR) historical total-return data from 1973-02 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.