Wall Street RegretsThe regret calculator.

What if you'd held NRT?

A $1,000 investment in North European Oil Royality Trust (NRT) at the month-end close of 1980-03 would be worth $14,672 at the close of 2026-08 — +1367.2% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $75,502.

$1,000 since 1980$14,672Total return+1367.2%Multiple14.7×CAGR+6.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$14,672Gain+$13,672 (+1367.2%)Multiple14.7×CAGR+6.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$7,5782001$6,1012002$4,4772003$3,7502004$2,9512005$3,0782006$2,4722007$1,5742008$1,6002009$2,2332010$1,4422011$1,4432012$1,1742013$1,5712014$1,6152015$2,4252016$3,6242017$3,6882018$3,1462019$3,4592020$3,0242021$5,6732022$1,5372023$1,0832024$2,0242025$2,7102026$1,438

    Every year, $1,000 from 1980

    YearValue of $1,000Year return
    1980$1,000
    1981$627-37.3%
    1982$790+26.0%
    1983$665-15.8%
    1984$562-15.5%
    1985$651+15.8%
    1986$799+22.6%
    1987$704-11.9%
    1988$558-20.7%
    1989$874+56.7%
    1990$871-0.4%
    1991$959+10.1%
    1992$1,131+17.9%
    1993$1,104-2.3%
    1994$1,006-8.9%
    1995$1,071+6.4%
    1996$1,195+11.6%
    1997$1,613+35.0%
    1998$1,505-6.7%
    1999$1,770+17.6%
    2000$2,198+24.2%
    2001$2,995+36.3%
    2002$3,576+19.4%
    2003$4,544+27.1%
    2004$4,356-4.1%
    2005$5,424+24.5%
    2006$8,521+57.1%
    2007$8,379-1.7%
    2008$6,006-28.3%
    2009$9,300+54.8%
    2010$9,295-0.0%
    2011$11,421+22.9%
    2012$8,538-25.2%
    2013$8,304-2.7%
    2014$5,530-33.4%
    2015$3,700-33.1%
    2016$3,636-1.7%
    2017$4,263+17.2%
    2018$3,877-9.0%
    2019$4,435+14.4%
    2020$2,364-46.7%
    2021$8,725+269.1%
    2022$12,381+41.9%
    2023$6,625-46.5%
    2024$4,948-25.3%
    2025$9,324+88.5%
    2026$13,410+43.8%

    Best and worst month-end to buy

    The best single month-end close to have bought NRT was 1988-12 ($0.36): $1,000 then is $24,050 today. The worst was 2022-04 ($11.58): $1,000 then is $754.

    FAQ

    What would $1,000 in NRT be worth today?

    A $1,000 investment in North European Oil Royality Trust (NRT) at the start of 1980 would be worth about $14,672 today, a total return of +1367.2%. Dividends are reinvested in these figures.

    What were the best and worst years for NRT?

    North European Oil Royality Trust (NRT)'s strongest calendar year since 1980 was 2021, a +269.1% return — $1,000 held through that year became about $3,691 by year-end. Its weakest year was 2020, at -46.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in NRT have grown?

    Investing $100 at the end of every month since 1980-03 would have grown to about $435,255 on $55,800 invested.

    Did NRT beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $75,502. NRT trailed the S&P 500 by +80.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    North European Oil Royality Trust (NRT) historical total-return data from 1980-03 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.