Wall Street RegretsThe regret calculator.

What if you'd held MOS?

A $1,000 investment in Mosaic Company (The) (MOS) at the month-end close of 1988-01 would be worth $3,194 at the close of 2026-08 — +219.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $29,984.

$1,000 since 1988$3,194Total return+219.4%Multiple3.2×CAGR+3.1%

Your scenario

Daily precision available for this ticker.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,194Gain+$2,194 (+219.4%)Multiple3.2×CAGR+3.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$1,9662001$2,0212002$2,4082003$2,9172004$3,1092005$1,8922006$2,1092007$1,4452008$3272009$8912010$5002011$3902012$5892013$5182014$6092015$6182016$9962017$8992018$1,0042019$8792020$1,1762021$1,0932022$6352023$5632024$6732025$9502026$940

    Every year, $1,000 from 1988

    YearValue of $1,000Year return
    1988$1,000
    1989$787-21.3%
    1990$839+6.5%
    1991$1,397+66.6%
    1992$1,074-23.1%
    1993$1,152+7.3%
    1994$1,113-3.4%
    1995$2,090+87.8%
    1996$2,023-3.2%
    1997$1,709-15.5%
    1998$1,129-33.9%
    1999$881-22.0%
    2000$857-2.7%
    2001$719-16.1%
    2002$593-17.4%
    2003$557-6.2%
    2004$915+64.3%
    2005$821-10.3%
    2006$1,198+45.9%
    2007$5,291+341.7%
    2008$1,944-63.3%
    2009$3,460+78.0%
    2010$4,440+28.3%
    2011$2,941-33.8%
    2012$3,343+13.7%
    2013$2,841-15.0%
    2014$2,802-1.4%
    2015$1,739-37.9%
    2016$1,925+10.7%
    2017$1,725-10.4%
    2018$1,970+14.2%
    2019$1,472-25.3%
    2020$1,584+7.6%
    2021$2,727+72.2%
    2022$3,076+12.8%
    2023$2,571-16.4%
    2024$1,822-29.1%
    2025$1,842+1.1%
    2026$1,731-6.0%

    Best and worst month-end to buy

    The best single month-end close to have bought MOS was 2003-09 ($4.62): $1,000 then is $4,812 today. The worst was 2008-06 ($104): $1,000 then is $213.

    FAQ

    What would $1,000 in MOS be worth today?

    A $1,000 investment in Mosaic Company (The) (MOS) at the start of 1988 would be worth about $3,194 today, a total return of +219.4%. Dividends are reinvested in these figures.

    What were the best and worst years for MOS?

    Mosaic Company (The) (MOS)'s strongest calendar year since 1988 was 2007, a +341.7% return — $1,000 held through that year became about $4,417 by year-end. Its weakest year was 2008, at -63.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in MOS have grown?

    Investing $100 at the end of every month since 1988-01 would have grown to about $62,177 on $46,400 invested.

    Did MOS beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $29,984. MOS trailed the S&P 500 by +89.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Mosaic Company (The) (MOS) historical total-return data from 1988-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.