Wall Street RegretsThe regret calculator.

What if you'd held IEF?

A $1,000 investment in iShares 7-10 Year Treasury Bond ETF (IEF) at the month-end close of 2002-07 would be worth $2,297 at the close of 2026-08 — +129.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $8,455.

$1,000 since 2002$2,297Total return+129.7%Multiple2.3×CAGR+3.5%

Your scenario

Daily precision available for this ticker.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,297Gain+$1,297 (+129.7%)Multiple2.3×CAGR+3.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2002$2,2972003$2,1552004$2,0462005$1,9652006$1,9152007$1,8682008$1,6922009$1,4352010$1,5362011$1,4052012$1,2152013$1,1722014$1,2482015$1,1442016$1,1272017$1,1162018$1,0882019$1,0772020$9972021$9072022$9382023$1,1052024$1,0662025$1,0732026$994

    Every year, $1,000 from 2002

    YearValue of $1,000Year return
    2002$1,000
    2003$1,053+5.3%
    2004$1,096+4.1%
    2005$1,126+2.7%
    2006$1,154+2.5%
    2007$1,273+10.4%
    2008$1,502+17.9%
    2009$1,403-6.6%
    2010$1,534+9.4%
    2011$1,774+15.6%
    2012$1,839+3.7%
    2013$1,727-6.1%
    2014$1,884+9.1%
    2015$1,912+1.5%
    2016$1,931+1.0%
    2017$1,981+2.6%
    2018$2,000+1.0%
    2019$2,161+8.0%
    2020$2,377+10.0%
    2021$2,298-3.3%
    2022$1,950-15.2%
    2023$2,021+3.6%
    2024$2,008-0.6%
    2025$2,169+8.0%
    2026$2,155-0.6%

    Best and worst month-end to buy

    The best single month-end close to have bought IEF was 2002-07 ($40.65): $1,000 then is $2,297 today. The worst was 2020-07 ($105): $1,000 then is $889.

    FAQ

    What would $1,000 in IEF be worth today?

    A $1,000 investment in iShares 7-10 Year Treasury Bond ETF (IEF) at the start of 2002 would be worth about $2,297 today, a total return of +129.7%. Dividends are reinvested in these figures.

    What were the best and worst years for IEF?

    iShares 7-10 Year Treasury Bond ETF (IEF)'s strongest calendar year since 2002 was 2008, a +17.9% return — $1,000 held through that year became about $1,179 by year-end. Its weakest year was 2022, at -15.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IEF have grown?

    Investing $100 at the end of every month since 2002-07 would have grown to about $38,927 on $29,000 invested.

    Did IEF beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $8,455. IEF trailed the S&P 500 by +72.8% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares 7-10 Year Treasury Bond ETF (IEF) historical total-return data from 2002-07 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.