What if you'd held HTO?
A $1,000 investment in H2O America (HTO) at the month-end close of 1972-06 would be worth $301,090 at the close of 2026-08 — +30009.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $71,943.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1972
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1972 | $1,000 | — |
| 1973 | $986 | -1.4% |
| 1974 | $791 | -19.8% |
| 1975 | $893 | +12.9% |
| 1976 | $1,116 | +25.0% |
| 1977 | $981 | -12.1% |
| 1978 | $1,093 | +11.4% |
| 1979 | $1,172 | +7.2% |
| 1980 | $1,260 | +7.5% |
| 1981 | $1,558 | +23.6% |
| 1982 | $1,926 | +23.6% |
| 1983 | $2,544 | +32.1% |
| 1984 | $3,884 | +52.7% |
| 1985 | $6,991 | +80.0% |
| 1986 | $6,205 | -11.2% |
| 1987 | $5,660 | -8.8% |
| 1988 | $6,130 | +8.3% |
| 1989 | $6,074 | -0.9% |
| 1990 | $6,251 | +2.9% |
| 1991 | $7,470 | +19.5% |
| 1992 | $9,856 | +31.9% |
| 1993 | $11,693 | +18.6% |
| 1994 | $10,019 | -14.3% |
| 1995 | $12,465 | +24.4% |
| 1996 | $16,381 | +31.4% |
| 1997 | $22,088 | +34.8% |
| 1998 | $22,340 | +1.1% |
| 1999 | $47,214 | +111.3% |
| 2000 | $40,902 | -13.4% |
| 2001 | $35,242 | -13.8% |
| 2002 | $33,381 | -5.3% |
| 2003 | $39,512 | +18.4% |
| 2004 | $49,860 | +26.2% |
| 2005 | $63,916 | +28.2% |
| 2006 | $111,195 | +74.0% |
| 2007 | $101,256 | -8.9% |
| 2008 | $89,512 | -11.6% |
| 2009 | $69,460 | -22.4% |
| 2010 | $83,795 | +20.6% |
| 2011 | $77,051 | -8.0% |
| 2012 | $89,344 | +16.0% |
| 2013 | $102,819 | +15.1% |
| 2014 | $113,902 | +10.8% |
| 2015 | $107,860 | -5.3% |
| 2016 | $208,037 | +92.9% |
| 2017 | $241,781 | +16.2% |
| 2018 | $214,698 | -11.2% |
| 2019 | $279,516 | +30.2% |
| 2020 | $278,326 | -0.4% |
| 2021 | $299,660 | +7.7% |
| 2022 | $339,805 | +13.4% |
| 2023 | $279,377 | -17.8% |
| 2024 | $216,335 | -22.6% |
| 2025 | $222,656 | +2.9% |
| 2026 | $295,488 | +32.7% |
Best and worst month-end to buy
The best single month-end close to have bought HTO was 1974-12 ($0.17): $1,000 then is $373,706 today. The worst was 2022-12 ($73.06): $1,000 then is $870.
FAQ
What would $1,000 in HTO be worth today?
A $1,000 investment in H2O America (HTO) at the start of 1972 would be worth about $301,090 today, a total return of +30009.0%. Dividends are reinvested in these figures.
What were the best and worst years for HTO?
H2O America (HTO)'s strongest calendar year since 1972 was 1999, a +111.3% return — $1,000 held through that year became about $2,113 by year-end. Its weakest year was 2024, at -22.6%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in HTO have grown?
Investing $100 at the end of every month since 1972-06 would have grown to about $4.35M on $65,100 invested.
Did HTO beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $71,943. HTO beat the S&P 500 by +318.5% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
H2O America (HTO) historical total-return data from 1972-06 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.