What if you'd held CTO?
A $1,000 investment in CTO Realty Growth, Inc. (CTO) at the month-end close of 1980-03 would be worth $28,499 at the close of 2026-08 — +2749.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $75,502.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1980
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1980 | $1,000 | — |
| 1981 | $894 | -10.6% |
| 1982 | $750 | -16.1% |
| 1983 | $1,162 | +54.8% |
| 1984 | $1,251 | +7.7% |
| 1985 | $1,787 | +42.8% |
| 1986 | $2,038 | +14.0% |
| 1987 | $2,876 | +41.1% |
| 1988 | $2,798 | -2.7% |
| 1989 | $2,991 | +6.9% |
| 1990 | $1,724 | -42.3% |
| 1991 | $1,734 | +0.5% |
| 1992 | $1,934 | +11.6% |
| 1993 | $2,327 | +20.3% |
| 1994 | $1,931 | -17.0% |
| 1995 | $2,803 | +45.1% |
| 1996 | $2,851 | +1.7% |
| 1997 | $3,202 | +12.3% |
| 1998 | $2,599 | -18.8% |
| 1999 | $2,404 | -7.5% |
| 2000 | $2,276 | -5.3% |
| 2001 | $3,856 | +69.5% |
| 2002 | $3,774 | -2.1% |
| 2003 | $6,468 | +71.4% |
| 2004 | $8,568 | +32.5% |
| 2005 | $14,195 | +65.7% |
| 2006 | $14,574 | +2.7% |
| 2007 | $12,686 | -13.0% |
| 2008 | $7,799 | -38.5% |
| 2009 | $7,201 | -7.7% |
| 2010 | $5,964 | -17.2% |
| 2011 | $5,594 | -6.2% |
| 2012 | $6,417 | +14.7% |
| 2013 | $7,521 | +17.2% |
| 2014 | $11,582 | +54.0% |
| 2015 | $10,957 | -5.4% |
| 2016 | $11,132 | +1.6% |
| 2017 | $13,276 | +19.3% |
| 2018 | $11,025 | -17.0% |
| 2019 | $12,755 | +15.7% |
| 2020 | $11,708 | -8.2% |
| 2021 | $18,334 | +56.6% |
| 2022 | $17,602 | -4.0% |
| 2023 | $18,246 | +3.7% |
| 2024 | $22,554 | +23.6% |
| 2025 | $22,922 | +1.6% |
| 2026 | $28,499 | +24.3% |
Best and worst month-end to buy
The best single month-end close to have bought CTO was 1982-08 ($0.57): $1,000 then is $38,922 today. The worst was 2026-08 ($22.03): $1,000 then is $1,000.
FAQ
What would $1,000 in CTO be worth today?
A $1,000 investment in CTO Realty Growth, Inc. (CTO) at the start of 1980 would be worth about $28,499 today, a total return of +2749.9%. Dividends are reinvested in these figures.
What were the best and worst years for CTO?
CTO Realty Growth, Inc. (CTO)'s strongest calendar year since 1980 was 2003, a +71.4% return — $1,000 held through that year became about $1,714 by year-end. Its weakest year was 1990, at -42.3%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in CTO have grown?
Investing $100 at the end of every month since 1980-03 would have grown to about $509,777 on $55,800 invested.
Did CTO beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $75,502. CTO trailed the S&P 500 by +62.3% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
CTO Realty Growth, Inc. (CTO) historical total-return data from 1980-03 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.