Wall Street RegretsThe regret calculator.

What if you'd held CBSH?

A $1,000 investment in Commerce Bancshares, Inc. (CBSH) at the month-end close of 1980-03 would be worth $207,289 at the close of 2026-08 — +20628.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $75,502.

$1,000 since 1980$207,289Total return+20628.9%Multiple207.3×CAGR+12.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$207,289Gain+$206,289 (+20628.9%)Multiple207.3×CAGR+12.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$7,9642001$5,9332002$6,0822003$5,6602004$4,2422005$3,8762006$3,4892007$3,5092008$3,5302009$3,3532010$3,5252011$3,3532012$3,4132013$3,3152014$2,4142015$2,3272016$2,2202017$1,6052018$1,6352019$1,5202020$1,2402021$1,2002022$1,0772023$1,0712024$1,2742025$1,0212026$1,137

    Every year, $1,000 from 1980

    YearValue of $1,000Year return
    1980$1,000
    1981$1,246+24.6%
    1982$1,405+12.8%
    1983$2,033+44.7%
    1984$2,024-0.4%
    1985$2,820+39.3%
    1986$3,195+13.3%
    1987$2,754-13.8%
    1988$3,991+44.9%
    1989$5,222+30.9%
    1990$4,676-10.5%
    1991$6,766+44.7%
    1992$9,471+40.0%
    1993$9,180-3.1%
    1994$8,931-2.7%
    1995$12,919+44.7%
    1996$16,715+29.4%
    1997$26,123+56.3%
    1998$26,114-0.0%
    1999$22,198-15.0%
    2000$29,796+34.2%
    2001$29,069-2.4%
    2002$31,234+7.4%
    2003$41,673+33.4%
    2004$45,610+9.4%
    2005$50,676+11.1%
    2006$50,378-0.6%
    2007$50,084-0.6%
    2008$52,718+5.3%
    2009$50,153-4.9%
    2010$52,730+5.1%
    2011$51,796-1.8%
    2012$53,321+2.9%
    2013$73,246+37.4%
    2014$75,979+3.7%
    2015$79,625+4.8%
    2016$110,180+38.4%
    2017$108,150-1.8%
    2018$116,297+7.5%
    2019$142,598+22.6%
    2020$147,312+3.3%
    2021$164,198+11.5%
    2022$165,075+0.5%
    2023$138,808-15.9%
    2024$173,114+24.7%
    2025$155,520-10.2%
    2026$176,787+13.7%

    Best and worst month-end to buy

    The best single month-end close to have bought CBSH was 1980-03 ($0.28): $1,000 then is $207,289 today. The worst was 2024-11 ($64.74): $1,000 then is $909.

    FAQ

    What would $1,000 in CBSH be worth today?

    A $1,000 investment in Commerce Bancshares, Inc. (CBSH) at the start of 1980 would be worth about $207,289 today, a total return of +20628.9%. Dividends are reinvested in these figures.

    What were the best and worst years for CBSH?

    Commerce Bancshares, Inc. (CBSH)'s strongest calendar year since 1980 was 1997, a +56.3% return — $1,000 held through that year became about $1,563 by year-end. Its weakest year was 2023, at -15.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in CBSH have grown?

    Investing $100 at the end of every month since 1980-03 would have grown to about $1.4M on $55,800 invested.

    Did CBSH beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $75,502. CBSH beat the S&P 500 by +174.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Commerce Bancshares, Inc. (CBSH) historical total-return data from 1980-03 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.