What if you'd held COF?
A $1,000 investment in Capital One Financial Corporation (COF) at the month-end close of 1994-11 would be worth $62,886 at the close of 2026-08 — +6188.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $16,990.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included. Click any year for the full story.
Every year, $1,000 from 1994
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1994 | $1,000 | — |
| 1995 | $1,508 | +50.8% |
| 1996 | $2,302 | +52.6% |
| 1997 | $3,492 | +51.7% |
| 1998 | $7,435 | +112.9% |
| 1999 | $9,370 | +26.0% |
| 2000 | $12,826 | +36.9% |
| 2001 | $10,533 | -17.9% |
| 2002 | $5,821 | -44.7% |
| 2003 | $12,033 | +106.7% |
| 2004 | $16,560 | +37.6% |
| 2005 | $17,014 | +2.7% |
| 2006 | $15,147 | -11.0% |
| 2007 | $9,334 | -38.4% |
| 2008 | $6,508 | -30.3% |
| 2009 | $8,076 | +24.1% |
| 2010 | $9,011 | +11.6% |
| 2011 | $8,992 | -0.2% |
| 2012 | $12,364 | +37.5% |
| 2013 | $16,590 | +34.2% |
| 2014 | $18,163 | +9.5% |
| 2015 | $16,182 | -10.9% |
| 2016 | $20,024 | +23.7% |
| 2017 | $23,291 | +16.3% |
| 2018 | $17,989 | -22.8% |
| 2019 | $24,935 | +38.6% |
| 2020 | $24,272 | -2.7% |
| 2021 | $36,242 | +49.3% |
| 2022 | $23,704 | -34.6% |
| 2023 | $34,212 | +44.3% |
| 2024 | $47,293 | +38.2% |
| 2025 | $65,098 | +37.6% |
| 2026 | $59,981 | -7.9% |
Best and worst month-end to buy
The best single month-end close to have bought COF was 1994-11 ($3.51): $1,000 then is $62,886 today. The worst was 2025-12 ($240): $1,000 then is $921.
FAQ
What would $1,000 in COF be worth today?
A $1,000 investment in Capital One Financial Corporation (COF) at the start of 1994 would be worth about $62,886 today, a total return of +6188.6%. Dividends are reinvested in these figures.
What were the best and worst years for COF?
Capital One Financial Corporation (COF)'s strongest calendar year since 1994 was 1998, a +112.9% return — $1,000 held through that year became about $2,129 by year-end. Its weakest year was 2002, at -44.7%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in COF have grown?
Investing $100 at the end of every month since 1994-11 would have grown to about $290,966 on $38,200 invested.
Did COF beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $16,990. COF beat the S&P 500 by +270.1% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Capital One Financial Corporation (COF) historical total-return data from 1994-11 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.